Join me on Chime and we'll each get $100. Terms apply. https://chime.com/r/serenahugheshurtado
Chime's Invite Friends program offers rewards to both existing members (Referrers) and new members (Referred) under specific conditions:
1. **Referrer Eligibility**: The Referrer must meet SpotMe eligibility requirements and participate in the SpotMe Referral Incentive campaign.
2. **Referred Eligibility**: The Referred must not have previously opened a Chime Checking Account and must open a new Account between January 1, 2024, and December 31, 2024, using the Referrer’s unique referral link.
3. **Direct Deposit Requirement**: Within 45 days of opening the Account, the Referred must receive a Qualifying Direct Deposit of $200 or more from an employer, payroll provider, gig economy payer, or benefits payer.
4. **Debit Card Activation**: The Referred must activate their Chime Visa Debit Card within 14 days of the Qualifying Direct Deposit.
5. **Reward Details**:
- **Referrer**: Receives $100 referral reward and a $10 temporary SpotMe Bonus Limit increase.
- **Referred**: Also receives a $100 referral reward.
6. **SpotMe Bonus Limit**: Referrers can earn up to $50 in SpotMe Bonus Limit increases and up to $1,000 in monetary referral rewards per calendar year (split between 2023 and 2024).
7. **Expiration and Conditions**: SpotMe Bonus Limit increases expire 184 days after the Referred receives the Qualifying Direct Deposit. Chime reserves the right to modify or cancel the referral reward terms.
8. **Tax Reporting**: Referral rewards of $10 or more for Referred members and $600 or more for Referrers will be reported on tax forms (1099-INT or 1099-MISC).
9. **Banking Services**: Provided by The Bancorp Bank, N.A., or Stride Bank, N.A., Members FDIC.
Participants must ensure their accounts are in good standing to receive rewards, and Chime may adjust eligibility or terms without prior notice.
For complete terms and conditions, refer to Chime’s official website.
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